American National Bank of Texas

American National Bank of Texas
Company type	Independent community bank
Industry	Banking and financial services
Predecessor	Waters, Bivins & Corley Bank (est. 1875)
Founded	November 22, 1875; 150 years ago in Terrell, Texas, United States
Headquarters	Terrell, United States
Area served	North Texas (including Collin, Dallas, Hunt, Johnson, Kaufman, Rockwall, Tarrant, and Van Zandt counties)
Key people	Robert A. Hulsey (President and CEO since 1989)
Products	Personal and commercial banking, asset management, financial planning, investment advisory, trust and estate services
Website	www.anbtx.com

Adapted from the English Wikipedia article American National Bank of Texas, available under CC BY-SA 4.0Updated 8 August 2025

American National Bank of Texas (ANBTX) is a community bank operating independently, with 28 locations spread across North Texas. It provides a range of services including personal and commercial banking, asset management, financial planning, investment advisory, as well as trust and estate services via ANBTX Wealth Management.

Established in 1875, ANBTX manages assets exceeding $5.5 billion and, as of March 31, 2025, ranks as the 19th largest bank headquartered in Texas by asset size. The bank is insured by the Federal Deposit Insurance Corporation (FDIC) and is a participant in the Deposit Insurance Fund (DIF).

The bank’s headquarters are located in Terrell, Texas, with operations extending into Collin, Dallas, Hunt, Johnson, Kaufman, Rockwall, Tarrant, and Van Zandt counties. Since 1989, Robert A. Hulsey has held the position of president and chief executive officer.

Charter

Initially known as American National Bank of Terrell, ANBTX obtained its current federal commercial banking charter on July 1, 1981. This charter is regulated by the Office of the Comptroller of the Currency (OCC).

History and predecessors

The origins of ANBTX date back to November 22, 1875, with the establishment of Waters, Bivins & Corley Bank—the first bank in Terrell. After a fire in 1882 destroyed its premises but spared important records and securities, the bank moved to Moore Avenue, which is now the site of ANBTX’s Terrell branch. Over time, through various partner shifts and mergers—including one with Harris Bank (renamed Harris National Bank in 1895), a rebranding to American National Bank of Terrell in 1903, and a merger with First National Bank in 1930—the institution adopted its present name in 1995.

Major acquisitions

The Bank of Van Zandt: In 1999, American National Bank of Texas merged with The Bank of Van Zandt located in Canton, TX. This acquisition elevated ANBTX’s total assets beyond $650 million.

Benchmark Bank branches: In October 2002, ANBTX expanded by acquiring five branches from Benchmark Bank situated in Quinlan, Greenville, Royse City, and Lone Oak, TX.

Sleeper, Sewell & Co.: Sleeper Sewell was brought under ANBTX ownership in 2006. This firm provides personal and commercial insurance services along with health coverage and risk management solutions. It functions as a division within ANBTX Insurance Services Inc., a fully owned subsidiary of ANBTX. Founded in 1962 by Dwight Sleeper, it maintains its headquarters in Dallas.

Citizens National Bank: To broaden its presence into Tarrant County, ANBTX acquired Bryant-Irvin Bancshares along with its subsidiary Citizens National Bank in 2008. At the time of purchase, Citizens National Bank was headquartered in Fort Worth, TX and held assets totaling $140 million.

Dallas National Bank: Also during 2008, ANBTX added Dallas National Bank and DNB Bancshares to its portfolio. This deal involved $85 million in assets at acquisition and increased the bank’s total branch count to 28.

Media recognition

From 2009 through 2024, the Dallas Morning News has consistently included ANBTX in its yearly list of “Top Workplaces D-FW,” highlighting the bank as a premier employer within the Dallas-Fort Worth Metroplex. This accolade, earned for 15 consecutive years, is determined by analyzing employee feedback alongside turnover statistics.

In 2012, Principal Financial Services honored ANBTX as one of the “Top 10 Best Companies for Employee Financial Security.” This distinction was awarded following evaluation by an independent committee comprising experts from the employee benefits and human resources sectors, with additional insights provided by market research firm Mathew Greenwald & Associates.

Timeline

November 22, 1875: Establishment of Waters, Bivins & Corley Bank
1882: Building destroyed by fire; vital records preserved in vault; bank resumes operations
1887: Bank renamed The Harris Bank
1895: Name changed to The Harris National Bank
1903: Rebranded as The American National Bank of Terrell
1913: Walter P. Allen assumes presidency
1930: Merges with federally chartered The First National Bank; retains The American National Bank of Terrell name
1943: Ben L. Gill Jr. appointed president
1967: Riter C. Hulsey takes office as president
1989: Robert A. Hulsey becomes president and CEO; acquires Independent Bank (Rockwall, Wylie, TX)
April 19, 1990: Acquisition of First State Bank of Crandall (TX) completed
September 19, 1994: Acquires First National Bank of Allen (TX)
February 1, 1995: Officially renamed The American National Bank of Texas (ANBTX)
1997: Purchases Bank of America branches located in Greenville and Wills Point, TX
January 1, 1998: Acquisition of The First National Bank of Wills Point (TX) finalized
June 1, 1999: Takes over The Bank of Van Zandt
2000: Launches official corporate website
2002: Expands by acquiring five Benchmark Bank branches (Quinlan, Greenville, Royse City, Lone Oak); Jefferson Heritage Bank (Rockwall); and Union Planters Bank (Rowlett, TX)
January 4, 2006: Acquires Sleeper, Sewell & Company
February 23, 2008: Completes acquisition of Bryant-Irvin Bancshares and Citizens National Bank (Fort Worth, TX)
June 6, 2008: Acquires Dallas National Bank (TX)
November 12, 2013: Sleeper Sewell Insurance Services acquires Planned Benefits Services, Inc.
September 7, 2018: Purchases G-6 Corporation and First State Bank (Mesquite, TX)
November 6, 2018: Divests ANBTX Insurance Services to DMS Insurance Holdings, LLC
2009–2024: Maintains ongoing recognition as a "Top Workplace D-FW" by Dallas Morning News

Locations

By July 2025, ANBTX maintains a presence across prominent markets throughout North Texas, including:

External links

Official website