Deepali Pant Joshi
Deepali Pant Joshi | |
|---|---|
| Born | 1957 Prayagraj, Uttar Pradesh, India |
| Occupation(s) | Economist, Author, Banker |
| Years active | 1981–2017 |
| Known for | Executive Director at Reserve Bank of India, Development Economics, Financial Inclusion |
Deepali Pant Joshi served as an executive director at the Reserve Bank of India until her retirement in 2017. She is recognized as a development economist and an author specializing in economic topics. Throughout her tenure, she was responsible for managing the Department of Currency Management, the Legal Department, and the Premises Department. Joshi also held the position of First Appellate Authority under the Right to Information Act, acted as the RBI nominee on the governing council of the Institute of Banking Personnel Selection (IBPS), and was a board director at Bharatiya Reserve Bank Note Mudran Private Limited (BRBNMPL).
In addition, she fulfilled the role of RBI Regional Director for Rajasthan. Prior to her appointment as executive director, Joshi oversaw the Customer Service Department, managed Rural Planning, and directed the Credit Department.
Early life
Joshi completed her education at St. Mary's Convent Inter College, Prayagraj and pursued higher studies at the University of Allahabad. Her father, Jagdish Mohan Pant, practiced law at the Allahabad High Court and later served as Administrator General and Official Trustee for Uttar Pradesh. Her mother, Professor Chandra Pant, was a history faculty member at the University of Allahabad.
Personal life
An only child, Joshi is married to Rajeev Joshi and they have two sons named Paritosh and Kunal.
Career
Joshi is a fellow at the Asia Centre of Harvard University, where she engaged in postdoctoral research focusing on Finance and Economics. She earned her doctorate from the University of Allahabad, complemented by degrees in Law and Management. Joining the Reserve Bank of India as a direct recruit in 1981, she has held significant positions including Chief General Manager for Urban Banks and Currency Management at RBI Hyderabad. Her career also includes serving as Banking Ombudsman for Andhra Pradesh, Principal of Bankers Training College, and Director on the Board of Andhra Bank. Furthermore, she led both Rural Planning and Credit Departments during her service.
A prolific writer with four notable books to her name, Joshi supports faculty activities at the College of Agricultural Banking and has delivered lectures at institutions such as the IAS Academy Mussoorie, Administrative Staff College Hyderabad, and various international universities. She has represented RBI at prominent global conferences and serves as India's delegate to the G-20 Financial Inclusion Expert Group. Her policy interests encompass welfare economics, development economics, legal frameworks, and currency management.
Speeches
- Closing Remarks
- Presentation on Financial Inclusion and Financial Literacy
- Indian Financial Markets: Fuelling the Growth of the Indian Economy
- Indian Rural Banking Sector
- Reserve Bank of India at National Seminar on Consumer Protection – Agenda for Inclusive Growth
- Conference of Principal Code Compliance Officers (PCCOs) / Chairmen of Regional Rural Banks organised by BCSBI at Mumbai
- Enabling Urban Microfinance - Keynote Address by Dr Deepali Pant Joshi, Executive Director, Reserve Bank of India at the Conference on The Challenges of Enabling Urban Finance organised by Minorities Development Department, Government of Maharashtra and MAVIM
- Speech on Financial Inclusion
- Financial Education and Customer Protection
- Financial Education Key to Promoting Financial Inclusion and Customer Protection
- Financial Inclusion - Journey so far and Road Ahead
- NISM Conference on Ethics and Corporate Governance - Speech
- Moving Financial Capability Forward: Innovation Scale and Impact
- Financial Inclusion - The Indian Model – Challenges & Prospects - Presentation at Center for International Development, Harvard Kennedy School
- Strategy adopted for Financial Inclusion
- Fortifying cooperatives - efforts to strengthen the short term cooperative credit structure
Bibliography
- Social Banking: Promise, Performance, and Potential, Cambridge Foundation Books, April 2006
- Employment and Poverty Reduction Initiatives in India, edited by K. K. Bagchi, 2007
- The Imperative of Financial Inclusion, Cambridge University Press, along with various scholarly articles published in Indian and international journals
External links
- Living people
- Businesspeople from Uttar Pradesh
- Indian women bankers
- Indian bankers
- Central bankers
- 1957 births
- Businesspeople from Prayagraj
- Harvard University alumni
- 20th-century Indian economists
- Indian women economists
- Reserve Bank of India
- 20th-century Indian businesspeople
- 20th-century Indian women scientists
- 21st-century Indian women scientists
- 21st-century Indian businesspeople
- 21st-century Indian economists
- Women writers from Uttar Pradesh
- Women scientists from Uttar Pradesh
- Educators from Uttar Pradesh
- Women educators from Uttar Pradesh
- Businesswomen from Uttar Pradesh
- 20th-century Indian businesswomen
- 21st-century Indian businesswomen
- 20th-century Indian writers
- 20th-century Indian women writers
- 21st-century Indian writers
- 21st-century Indian women writers