First Northern Bank
| Company type | Private |
|---|---|
| Industry | Banking, Financial services |
| Founded | 1910 |
| Headquarters | Dixon , United States |
Area served | Solano, Yolo, Sacramento, Placer, El Dorado, Glenn, Colusa counties, California |
| Products | Commercial loans (including agricultural), real estate mortgages, construction financing |
Overview
First Northern Bank is a community-focused financial institution based in Dixon, California, established in 1910. It maintains 14 full-service branches throughout Solano, Yolo, Sacramento, Placer, El Dorado, Glenn, and Colusa counties.
The bank's lending portfolio primarily includes commercial loans—agricultural lending included—alongside real estate mortgages and construction financing. Its core lending emphasis lies within commercial (including agricultural), construction, and real estate mortgage sectors.
Since January 1, 1934, First Northern Bank has been insured by the FDIC and remains one of only ten California banks operating continuously for over one hundred years.
History
Operations commenced on February 1, 1910, when the institution was initially formed as Northern Solano Bank by a group of 25 local investors. Henry R. Timm was appointed as the inaugural president.
On January 2, 1912, First National Bank of Dixon was created as a commercial banking entity. The Comptroller of the Currency authorized the merger of First National Bank and Northern Solano Bank into First National Bank of Dixon in 1955. Later, on January 1, 1980, the bank transitioned from a federal charter to a state charter and adopted the name First Northern Bank of Dixon.
In a move toward sustainability in 2008, the bank installed 1,675 solar panels across four facilities, producing roughly 296 kilowatts of power.
In 2023, First Northern Bank broadened its footprint by acquiring three branches from Columbia Bank located in Glenn and Colusa counties.
Locations
California
- Auburn Financial Center
- Davis Financial Center
- Dixon Financial Center
- Fairfield Financial Center
- Rancho Cordova (Opened 2019)
- Roseville Financial Center
- Sacramento Financial Center
- Vacaville Financial Center
- Walnut Creek
- West Sacramento Financial Center
- Winters Branch
- Woodland Branch
- Orland Branch
- Colusa Branch
- Willows Branch
Key dates
- 1910: Founded as Northern Solano Bank, a state-chartered savings institution in Dixon, California.
- 1980: Converted from Federal to State Charter to lessen Federal Reserve constraints and enhance lending capacity; rebranded as First Northern Bank of Dixon.
- 1993: Built a 33,000 square foot Operations Center in Dixon.
- 2000: Board authorized creation of holding company, First Northern Community Bancorp.
- 2002: Obtained Trust Powers from the California Department of Financial Institutions and FDIC; established Asset Management & Trust Department.
- 2010: Marked centennial anniversary of operations.
- 2013: Entered Contra Costa County with a loan production office in Walnut Creek.
- 2023: Incorporated newly acquired branches in Orland, Colusa, and Willows into its network.