Ronald Oliveira
Ronald Oliveira | |
|---|---|
| Born | October 23, 1955 Livermore, California, U.S. |
| Occupation | Banking executive |
| Known for | Former CEO of Revolut USA; President of Avidbank |
Ronald Oliveira (born October 23, 1955) is an American executive known for his leadership roles, including serving as the former CEO of Revolut USA and previously as President of Avidbank.
Throughout his career, Oliveira has occupied high-level positions at prominent financial organizations. His experience includes CEO of Revolut USA, President and COO at Heritage Oaks Bank, Senior Vice President at Rabobank National Association, and President and Chief Credit Officer at Avidbank. Additionally, he oversaw credit administration, commercial lending, and retail banking operations for Union Bank and Bank of California across regions such as Northern California, Oregon, Washington, and Guam/Saipan.
Early life and education
Oliveira was born in Livermore, California. He obtained a Bachelor of Science degree in Agribusiness from Fresno State University and completed his studies at the Pacific Coast Banking School within the University of Washington Foster School of Business.
Rabobank
Between 2008 and 2009, Oliveira held the position of Senior Vice President at Rabobank, where he contributed to the bank’s growth efforts in California’s Midstate area.
Heritage Oaks Bank
In August 2009, Oliveira joined Heritage Oaks Bank as Executive Vice President with responsibilities as Chief Operating Officer and Chief Credit Officer. By 2010, he advanced to the role of President, concentrating on enhancing credit standards and restoring the bank’s profitability.
Avidbank
Oliveira assumed the roles of President and Chief Credit Officer at Avidbank starting in September 2013.
Revolut
In 2019, Oliveira was appointed CEO of Revolut USA. He led a $500 million capital raise from FinTech-focused investors in February 2020. Under his leadership, Revolut officially launched its US operations with a digital-first global platform and established offices in New York, Dallas, and San Francisco.
Moonstone Bank
On March 7, 2022, Moonstone Bank (previously Farmington State Bank) named Oliveira as Chief Supply and Demand Officer. He directed the bank’s digital innovation initiatives targeting sectors such as blockchain technology, cryptocurrencies, and cannabis industries. The bank received investment from Alameda Research, affiliated with the now-insolvent FTX—a cryptocurrency exchange implicated in fraud. Oliveira left Moonstone Bank in August 2022. Following FTX’s bankruptcy, US federal authorities seized funds connected to FTX held by the bank in January 2023. Subsequently, Farmington State Bank announced plans to revert to community banking but later consented to sell its assets and proceed with liquidation under regulatory pressure from both federal and state agencies.