Achieve Company
| Company type | Division |
|---|---|
| Industry | Personal finance |
| Founded | 2002 |
| Founder | Andrew Housser, Brad Stroh |
| Headquarters | Tempe , United States |
Area served | United States |
Key people | Andrew Housser (Co-CEO), Brad Stroh (Co-CEO), Linda Luman (EVP of Human Resources) |
| Products | Debt consolidation, debt relief solutions, personal loans, home equity financing, financial applications, educational resources on finance |
Number of employees | 2800 |
| Parent | Freedom Financial Network |
Achieve is a U.S.-based online personal finance enterprise located in Tempe, Arizona. The company provides a range of consumer financial services, such as debt consolidation, debt relief solutions, personal loan offerings, home equity financing, financial applications, and educational resources on finance.
The firm was established by co-CEOs Andrew Housser and Brad Stroh and operates as a division of Freedom Financial Network, which they also founded. By the year 2002, Achieve had assisted more than one million customers.
Utilizing over twenty years of data insights and analytics, Achieve created an advanced credit profiling system. This system supports a personalized lending strategy by examining historical customer results and customizing financial products, educational content, and engagement strategies accordingly. The organization employs approximately 2,800 individuals nationwide, with major offices situated in California, Arizona, and Texas.
History
Originally named Freedom Plus, the company initiated a pilot program in 2008 that offered unsecured loans to borrowers with average FICO scores around 576. During this phase, it disbursed $25 million in loans, with average balances exceeding $15,000 and maintained annual default rates under 2%. The interest rates applied were set at 3.75% above the prime consumer debt rate.
In September 2022, FreedomPlus underwent rebranding to become Achieve Personal Loans as part of the broader Achieve Company brand.
Recognition
Achieve earned accolades as a top employer in 2022, 2023, and 2024. The company has donated $400,000 in grants to nonprofit organizations including Habitat for Humanity Central Arizona. Linda Luman, Executive Vice President of Human Resources, serves on the board of this nonprofit.
Through its Care Fund initiative, employees can contribute funds or paid time off to assist coworkers facing hardships; in 2023 alone, these employee donations surpassed $150,000.